Get practical cost‑of‑living help with Moneysmart’s tools, calculators and tips. Suggestions and links to help you cut expenses, manage your budget and find support.
Where to get started
To save money, you need to know where it’s going in the first place! The easiest way to do that is by doing a written budget. Get in touch today for budgeting help today.
Ways to save
Want some useful savings tips that don’t include cutting back on takeaway coffee? We have you covered, with ways to save on everything from insurance to interest rates.
Home loans
With the cash rate on the rise, even a small difference in mortgage interest adds up over time.
Credit cards
The interest rate charged by credit cards can vary by more than 10%. Get a card that suits your spending.
Other debt
Work out the cheapest way to pay off the debts you owe.
Insurance
The cost of insurance varies a lot! We can help to choose policies that are good value for you.
Utilities
Compare energy suppliers to get the best deal that suits your usage.
Groceries and petrol
Food and fuel are some of the biggest regular costs for most households.
Mobile phone plans
Compare different types of phone plans to see what will give you best value for money.
Income tax
We can help you know how income tax works to claim deductions and offsets you’re entitled to.
Government assistance
Make the most of your money by knowing what financial support is available
Where to get help
Everyone needs help sometimes – here are some positive actions you might be able to take and services you may be able to access.
Free legal advice
Legal services can help with issues like fines, credit and debt, and much more.
Urgent help with money
In an emergency, there are services to help you with food, housing and bills, and emotional support.
Problems paying your bills
Guidance on where to turn if you’re having problems paying bills or fines.
First Nations services
Find assistance from First Nations services that can help.
Early access to super
Super is for retirement, but under some particular circumstances you may be able to access some super early. Get in touch with us if you would like more information on the criteria involved.
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Wealthness Pty Ltd ABN 13 231 248 112 [t/a Better Financial Planning Australia] is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL No. 236523. It is important to be aware that Better Financial Planning Australia is not authorised by Infocus to provide advice relating to credit services or property advice. Infocus is not responsible for any advice outside of the scope of this authorisation and should you wish to act on any of this general information, please first seek professional financial advice.
Wealthness Pty Ltd t/as Better Financial Planning Australia will endeavour to update the website as needed. However, information can change without notice and Wealthness Pty Ltd t/as Better Financial Planning Australia does not guarantee the accuracy of information on the website, including information provided by third parties, at any time.
This information is of a general nature only and neither represents nor is intended to be specific advice on any particular matter. Infocus Securities Australia Pty Ltd strongly suggests that no person should act specifically on the basis of the information contained herein but should seek appropriate professional advice based upon their own personal circumstances. Although we consider the sources for this material reliable, no warranty is given and no liability is accepted for any statement or opinion or for any error or omission.
Wealthness Pty Ltd t/as Better Financial Planning Australia does not give any warranty as to the accuracy, reliability or completeness of information which is contained in this website. Except insofar as any liability under statute cannot be excluded, Wealthness Pty Ltd t/as Better Financial Planning Australia and its employees do not accept any liability for any error or omission on this website or for any resulting loss or damage suffered by the recipient or any other person.
Wealthness Pty Ltd (ACN 613 313 250) [t/a Better Financial Planning Australia] Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.Source: ASIC MoneySmart
